A Certified Insurance Agent For Over 45 Years
Definitely not. While many of the basic types of coverage - Liability, Collision, Comprehensive, Personal Injury Protection, Medical Payments, Uninsured Motorist, etc. - are offered by major companies, discounts and specialized coverages can vary greatly between companies. For instance, not all companies offer Loan/Lease Payoff coverage, student discounts, good driving discounts, deductible reductions, etc.
There are some vehicles we do not cover due to their limited collectability, the way they are used and/or the extraordinary risk their use may pose, including: